It's better than free! We actually REWARD you for helping us to operate more efficiently.

REWARDS CHECKING is a free personal checking account that offers the highest possible interest rate of 2.50% APY*. No minimum balance is required. REWARDS CHECKING offers the added convenience of an AmericaNet Bank® VISA® CheckCard to access ATMs worldwide and for secure debit card purchases. Enjoy all of the great benefits of a REWARDS CHECKING account:

2.50% APY*

• FREE Online Banking
• FREE Checking
• FREE AmericaNet Bank® VISA® CheckCard
• FREE Customer Service
• FREE Daily Email Notification if Overdrawn
• FREE ATM Transactions Worldwide
• NO MINIMUM BALANCE

The only requirements are:

• Make 10 AmericaNet Bank® VISA® CheckCard sales transactions**
• All statements are received electronically

At the end of your statement cycle, ATM fees charged by any bank worldwide are automatically refunded in one lump sum. At the same time, you will be paid interest earned by your account. Interest earnings of 2.50% APY* are calculated on your daily balance of up to $10,000. Amounts over $10,000 will earn .75% APY*. If requirements are not met your interest rate will be .25% APY*. This is a variable rate account and the interest rate can change. The minimum opening deposit for this account is $1.00. Fees could affect the earnings on this account..

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*APY is Annual Percentage Yield, Rate as of 1-17-12

**No Minimum balance to maintain account. $1.00 minimum to open account. Requirements must be met each monthly statement cycle to receive the rewards. The monthly statement cycle ends on the 3rd Wednesday of every month. There are no rollover transactions. Qualifying VISA® CheckCard sales transactions include each time you use your VISA® CheckCard to make a purchase from a vendor or merchant. These transactions must post and clear your account during the statement cycle. ATM and ACH transactions do not qualify. Limit of two Rewards Checking accounts allowed per individual.

AmericaNet Bank® is a trade name and trademark owned and used by All America Bank®. A division of All America Bank® - Member FDIC.